Make the Switch to Better Banking Today

Welcome to Hamilton Horizons Federal Credit Union, located at 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ 08619. We are a member-owned, not-for-profit financial institution dedicated to providing affordable, high-value banking solutions to our community. If you’re ready to experience better rates, lower fees, and personalized service, our Financial Switch Kit makes transitioning your accounts to Hamilton Horizons FCU simple and stress-free. With our step-by-step guidance, you can seamlessly move your banking to a credit union that puts your financial well-being first. Join us today and discover a brighter financial future!

Why Switch to Hamilton Horizons FCU?

Switching to Hamilton Horizons FCU means choosing a financial institution that prioritizes your needs. As a member-owned credit union, we reinvest in our members and the Hamilton Township community, offering benefits that traditional banks can’t match. Here’s why making the switch is the right choice:

• Competitive Rates: Enjoy higher returns on savings accounts and lower interest rates on loans, helping you save more and borrow affordably.

• Low or No Fees: We keep fees minimal, with free checking accounts and transparent pricing, so you can keep more of your money.

• Personalized Support: Our dedicated team provides tailored guidance to help you achieve your financial goals, from budgeting to major purchases.

• Convenient Digital Banking: Manage your finances anytime, anywhere with our secure online banking platform and mobile app.

• Community Focus: By banking with us, you support a local institution that reinvests in the Hamilton Township community.

Our Financial Switch Kit is designed to make the transition as smooth as possible, ensuring you can start enjoying these benefits without hassle. Let’s walk through the three easy steps to switch your accounts to Hamilton Horizons FCU.

Seamless Account Transition in Three Simple Steps

Switching your accounts to Hamilton Horizons FCU is straightforward and can be completed in just three steps. Our Financial Switch Kit provides all the tools and guidance you need to make the process effortless.

Step 1: Join the Credit Union

The first step to accessing our exclusive financial services is becoming a member of Hamilton Horizons FCU. Membership is open to anyone who lives, works, worships, attends school, or is part of an organization in Hamilton Township, NJ (Mercer County), as well as their family members. Here’s how to join:

• Apply at Our Branch: Visit us at 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ 08619, during our business hours: Monday through Thursday from 9:00 AM to 4:00 PM, or Fridays from 9:00 AM to 6:00 PM. Our friendly team will guide you through the membership process and help you switch your accounts.

• Apply by Mail: If visiting in person isn’t convenient, you can download the membership application from our website at www.hamiltonhorizons.org/membership/financial-switch-kit and mail it to us.

• Apply by Phone: Call us at (609) 631-4300 or toll-free at (800) 449-3221 to start the process over the phone. Our team is ready to assist you.

To join, you’ll need a valid government-issued ID, proof of address, your Social Security number, and a minimum deposit of $5.00 to open a share savings account, which establishes your membership.

Step 2: Make the Change

Once you’ve joined Hamilton Horizons FCU, it’s time to transition your banking activities to your new account. Follow these steps to ensure a smooth switch:

• Verify Cleared Transactions: Check that all checks and pending debits have cleared from your old checking account. If necessary, leave sufficient funds in your old account to cover any outstanding transactions.

• Review Certificate of Deposit (CD) Maturity Dates: If you’re transferring CDs, confirm maturity dates to avoid potential penalties. Our team can help you plan the transfer to minimize any costs.

• Set Up Automatic Transfers: Complete and submit our Automatic Money Transfer Form (ACH form), available in our Financial Switch Kit, to set up automatic debits from another financial institution to your new Hamilton Horizons account. This ensures seamless transitions for recurring payments, such as bills or subscriptions.

• Set Up Direct Deposit: If you receive Social Security payments or other regular deposits, download our Direct Deposit Form from www.hamiltonhorizons.org/membership/financial-switch-kit to redirect them to your new account.

• Download the Financial Switch Kit: Our comprehensive Switch Kit instructional guide, available on our website, provides detailed instructions and forms to help you complete these changes efficiently.

Our team is available to answer any questions and provide support throughout this process, ensuring your transition is hassle-free.

Step 3: Close Your Old Accounts

After your new account is set up and all transactions have been transferred, it’s time to close your old accounts:

• Send Written Notice: Notify your previous financial institution in writing that you’re closing your account. You can download a customizable Account Closure Form from our Financial Switch Kit at www.hamiltonhorizons.org/membership/financial-switch-kit.

• Wait for Confirmation: Ensure you receive confirmation from your old financial institution that your accounts have been closed.

• Destroy Old Materials: Safely destroy any old debit cards, checkbooks, or unused checks associated with your previous accounts to prevent unauthorized use.

Benefits of Banking with Hamilton Horizons FCU

Once you’ve completed the switch, you’ll unlock a wide range of exclusive benefits as a Hamilton Horizons FCU member, including:

• Low-Interest Loans: Access affordable financing for cars, homes, personal expenses, and more, with competitive rates and flexible terms.

• High-Yield Savings Accounts: Grow your money faster with competitive rates on share savings, CDs, and money market accounts.

• Free Financial Education: Take advantage of workshops, online tools, and resources to improve your financial literacy and plan for the future.

• Digital Banking Convenience: Manage your finances on the go with our secure online banking platform and mobile app, allowing you to check balances, transfer funds, pay bills, and deposit checks.

• Personalized Support: Our dedicated team provides tailored guidance to help you achieve your financial goals.

Why Choose Hamilton Horizons FCU?

As a member-owned credit union, Hamilton Horizons FCU is committed to serving the Hamilton Township community with integrity and care. Unlike traditional banks, we reinvest our profits into our members, offering better rates, lower fees, and a personalized approach to banking. By switching to us, you’re supporting a financial institution that prioritizes your success and contributes to the economic vitality of our community.

Get Started with the Financial Switch Kit Today

Ready to make the switch to better banking? Our Financial Switch Kit makes transitioning to Hamilton Horizons FCU easy and stress-free. Visit us at 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ 08619, call us at (609) 631-4300 or toll-free at (800) 449-3221, or explore the Switch Kit online at www.hamiltonhorizons.org/membership/financial-switch-kit. Our team is here to guide you every step of the way.

Join Hamilton Horizons Federal Credit Union today and unlock exclusive financial services tailored just for you. Start your journey to a brighter financial future now!